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Stand Up India Scheme

Bank loans between ₹10 lakh and ₹1 crore for SC/ST and women entrepreneurs to set up a greenfield enterprise.

Ministry of Finance / Department of Financial ServicesUpdated 11 March 2025
Stand Up India Scheme

Overview

Stand Up India facilitates bank loans to Scheduled Caste, Scheduled Tribe and women entrepreneurs.

Loans are for setting up a greenfield (first-time) enterprise in manufacturing, services, trading or the agri-allied sector.

Each bank branch is expected to support at least one SC/ST and one woman borrower.

Eligibility Criteria

  • SC/ST and/or women entrepreneurs above 18 years of age.
  • For non-individual enterprises, at least 51% shareholding must be held by an SC/ST or woman entrepreneur.
  • The enterprise must be greenfield and the borrower should not be in default with any bank.

Key Benefits

  • Composite loans between ₹10 lakh and ₹1 crore covering term loan and working capital.
  • Loans cover up to 85% of the project cost.
  • Hand-holding support, and a RuPay debit card for the working-capital limit.

Required Documents

Identity and address proof
Caste certificate (for SC/ST applicants)
Project report / business plan
Proof of business premises and other KYC documents

How to Apply

  1. 1Register on the Stand Up India portal and complete your borrower profile.
  2. 2Choose the level of hand-holding support you need.
  3. 3Apply to a scheduled commercial bank branch directly or through the portal.
  4. 4The bank appraises the proposal and sanctions the loan.

Important Dates

Scheme launchedApril 2016
Loan range₹10 lakh – ₹1 crore

Apply on the Official Website

Always apply and verify details on the official government portal.

Frequently Asked Questions

Common questions about Stand Up India.

SC/ST and women entrepreneurs above 18 setting up a first-time (greenfield) enterprise can apply for loans between ₹10 lakh and ₹1 crore.

A greenfield enterprise is a new venture being set up for the first time by the borrower in manufacturing, services, trading or the agri-allied sector.

SC/ST entrepreneurswomen entrepreneursbank loan
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