PM Vishwakarma Yojana
End-to-end support for traditional artisans and craftspeople — recognition, skill training, a toolkit incentive and collateral-free credit.
Overview
PM Vishwakarma supports artisans and craftspeople who work with their hands and tools across 18 traditional trades.
Beneficiaries receive recognition through a certificate and ID card, skill upgradation and financial support.
The scheme also promotes digital transactions and market linkage for artisan products.
Eligibility Criteria
- Artisans and craftspeople engaged in one of the 18 notified trades such as carpenter, blacksmith, potter, tailor and goldsmith.
- Applicant must be at least 18 years old and self-employed on an unorganised basis.
- One member per family is eligible, and the applicant should not have availed similar credit-based government schemes recently.
Key Benefits
- Skill training with a stipend of ₹500 per day.
- Toolkit incentive of ₹15,000 to buy modern tools.
- Collateral-free enterprise loans of up to ₹3 lakh in two tranches at a concessional interest rate.
- Incentives for digital transactions and marketing support.
Required Documents
How to Apply
- 1Visit a Common Service Centre (CSC) with your Aadhaar and bank details.
- 2Complete biometric registration and verification at the Gram Panchayat / ULB level.
- 3Once verified, download your PM Vishwakarma certificate and ID card.
- 4Enrol for skill training and apply for the toolkit incentive and credit support.
Important Dates
| Scheme launched | September 2023 |
|---|---|
| Trades covered | 18 traditional trades |
Frequently Asked Questions
Common questions about PM Vishwakarma.
The scheme covers 18 traditional trades including carpenter, blacksmith, goldsmith, potter, cobbler, tailor, mason, barber and boat maker, among others.
Beneficiaries can avail collateral-free loans up to ₹3 lakh — ₹1 lakh in the first tranche and ₹2 lakh in the second — at a concessional interest rate.
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